COVID-19 Business Interruption

COVID continues to take a tremendous human and economic toll on all of us. South Florida the hardest hit region of the state lags behind on the road to fully reopening leaving many businesses with staggering losses and wondering if they will even survive this pandemic.

Business interruption insurance may provide a lifeline and the law offices of Diana Santa Maria can help navigate the process. Business interruption insurance is typically part of your company's commercial property insurance policy. It's meant to soften the blow if your business operations are disrupted by something out of your control. In many of those policies the coverage is triggered when the policyholder suffers a direct physical loss of or damage to insured property. But here's where it gets tricky.

The interpretation of physical loss is not uniform and many businesses are being denied coverage they may be entitled to. Business interruption insurance may also be triggered when civil authority prohibits or impairs access to the premises. So does coronavirus contamination and a government shutdown order apply? The issues are complex and the consequences can be devastating. That's why you need an experienced professional on your side.

Call the law offices of Diana Santa Maria today or visit santamarialaw.net.